Youth Checking

Smart Spending Starts Early

Empower your kids and teens with real-world financial skills. Open a youth checking account and guide them towards smart spending and saving. Start their financial literacy journey today.

Schedule a Reservation  Text a Personal Banker

ESSENTIAL INFORMATION

Youth checking accounts

INCLUDE DEBIT CARD

Aaccess anywhere VISA is accepted.

Available for ages

9 AND UP

Get started today!

Come talk to a banker with a

PARENT OR GUARDIAN

to open your account.

teen girl using a debit card to buy something on her phone.

Empower Your Finances with a CSCU Youth Checking Account

CSCU’s checking account for kids is specifically tailored for youth. Emphasizing the essentials of money management, it introduces vital financial tools and resources to young individuals eager to learn. It’s an ideal choice for kids and teens starting their financial experience and education.

  1. Educational Resources for Financial Mastery: Youth gain access to interactive online platforms such as Zogo and EverFi, offering comprehensive lessons and helping them understand and manage their finances effectively.
  2. Independence Through Debit Card with Rewards: With their own debit card, kids and teenagers learn the importance of financial responsibility. The added bonus of UChoose rewards provides an incentive for smart spending and saving habits.
  3. Guidance and Oversight from Parents: Easy transfer and monitoring options for parents ensure a balanced approach to financial learning, allowing them to guide their kids’ spending and saving decisions.

Get Started Today

Join CSCU – Your Local Financial Partner

Take the next step in financial responsibility with CSCU’s Youth and Teen Checking Account. Serving young individuals in Walker, San Jacinto, Trinity, Houston, Madison, and Grimes County, Texas, we’re here to support your financial growth. Visit our branches or schedule an appointment to open your account and start your journey with a supportive financial partner.

TEXT: 936-295-3980

Not a texter? Schedule a call or in-person reservation instead.

FREQUENTLY ASKED QUESTIONS

Can a minor establish their own CSCU Youth Checking or Savings account?

Minors must have the signature approval of a parent or legal guardian to open a Youth Checking or Savings account.

Does the Youth Checking account include debit card access?

Yes! Our Youth Checking account includes debit card access anywhere Visa is accepted.

RELATED CONTENT

Teach Kids About Money with a Debit Card

Lay the foundation for secure spending with early debit card financial education.

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Zogo Mobile App

Get Paid to Learn! Discover the joy of financial literacy and earn pineapples. Learn more to find out why you want to earn pineapples and get started today. 

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Debit Card Safety

Get best practices on setting up and maintaining your card. We’ll keep you current on fraud and scam prevention. 

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RELATED PRODUCTS

Youth Savings

Texas Uniform Transfer to Minor's Account

A Texas Uniform Transfer to Minor’s Account—TUTMA— is a savings account set up for a minor by someone older than 21 who serves as the account custodian. This account is typically established by a parent, legal guardian, or grandparent for children from birth through age 17. To apply for a TUTMA account, please visit a CSCU branch. Talk to our staff and start saving for your child’s future!

TEXT: 936-295-3980

Not a texter? Schedule a call or in-person reservation instead.

CDs

Certificates of Deposit

Guaranteed Returns.

Safety & Security.

Flexibility.

Consider a CD as a low-risk investment. Locked in for a predetermined duration, it yields slightly higher returns than usual savings methods, ensuring your capital grows steadily, unaffected by market ups and downs. Now is the time to lock in great rates. 

Get all the Details