High Yield Savings Account

A savings account that gives you the power to do more

Maximize your savings and meet your goals with a savings account that gives back to you.

KEY FEATURES

$0

monthly service charge

$2,500

balance to open

$10

minimum balance fee*

 

Maximize Your Savings with CSCU’s Money Market Account

Membership with CSCU not only makes you a part-owner of our credit union but also opens the door to earning more with our High Yield Savings Account. Designed to offer competitive dividends and unparalleled flexibility, this account is ideal for those looking to grow their savings efficiently.

 

Get started today or text our Personal Bankers for guidance along the way. 

PSST... YOU'LL WANT TO SEE THIS.

Unlimited monthly withdrawals!

We made this special with you in mind. No more penalties when you need to move your money around.

GET STARTED

Why Choose CSCU's High Yield Savings Account?

Maximize Your Earnings

With CSCU’s High Yield Savings Account, your money work harder for you. Our tiered dividend rates mean that as your balance grows, so does your earning potential, providing substantial returns over time.

Unmatched Flexibility

We understand the need for flexibility in managing your finances. That’s why our High Yield Savings Account offers unlimited monthly withdrawals with no penalties, giving you complete control over your funds.

Secure and Reliable

Your financial safety is our priority. CSCU’s High Yield Savings Account is insured by the NCUA up to $250,000, providing peace of mind that your money is protected.

Rates Effective December 1, 2024

High Yield Savings (Money Market)

Consumer Accounts

AMOUNT MINIMUM DAILY BALANCE TO EARN APY* APY*
$0.01-$2,499.99 $2,500.00N/A
$2,500.00-$9,999.99 $2,500.001.500%
$10,000.00-$24,999.99 $10,000.001.500%
$25,000.00-$49,999.99 $25,000.001.500%
$50,000.00-$99,999.99 $50,000.002.250%
$100,000.00-$249,999.99 $100,000.002.750%
$250,000.00-$499,999.99 $250,000.003.250%
$500,000.00-$749,999.99 $500,000.004.400%
$750,000.00-$999,999.99 $750,000.004.500%
$1,000,000-Above $1,000,000.004.700%

AMOUNT

$0.01-$2,499.99

MINIMUM DAILY BALANCE TO EARN APY*

$2,500.00

APY*

N/A

AMOUNT

$2,500.00-$9,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$2,500.00

APY*

1.500%

AMOUNT

$10,000.00-$24,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$10,000.00

APY*

1.500%

AMOUNT

$25,000.00-$49,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$25,000.00

APY*

1.500%

AMOUNT

$50,000.00-$99,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$50,000.00

APY*

2.250%

AMOUNT

$100,000.00-$249,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$100,000.00

APY*

2.750%

AMOUNT

$250,000.00-$499,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$250,000.00

APY*

3.250%

AMOUNT

$500,000.00-$749,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$500,000.00

APY*

4.400%

AMOUNT

$750,000.00-$999,999.99

MINIMUM DAILY BALANCE TO EARN APY*

$750,000.00

APY*

4.500%

AMOUNT

$1,000,000-Above

MINIMUM DAILY BALANCE TO EARN APY*

$1,000,000.00

APY*

4.700%

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Join the CSCU Family Today

Becoming a member of CSCU is easy and rewarding. If you live, work, worship, or attend school in Walker, San Jacinto, Trinity, Houston, Madison, Montgomery, or Grimes County, Texas, you’re eligible to join us. Open your High Yield Savings Account today and start maximizing your savings potential. Have questions or need guidance? Our dedicated Community Service Credit Union team is here to support you every step of the way.

Sit Back and Relax and Let Your Money Work for You

Don’t miss out on the opportunity to enhance your financial future. Open your High Yield Savings Account now and experience the benefits of higher dividends, unlimited withdrawals, and secure savings with CSCU. Visit our branches or contact us today to get started.

Open a HYSA Today

Questions?

We're here, talk to us.

Text us anytime and we’ll get back to you during business hours. Our local team will walk you through your questions and get you set up with an reservation or application. Not a fan of texting? Call 936-295-3980 or explore other ways to reach us.

TEXT: 936-295-3980

*Minimum balance fee – applies monthly if your balance falls below $2,500 in a calendar month.