Flex Drive does it better!

COMPETITIVE

rates

YOU OWN

your vehicle

LOWER

monthly payments

With Flex Drive, you own it!

Thinking to yourself, “Is it time to refinance my car?”

Like an auto lease, Flex Drive auto loans offer lower payments than traditional financing, but you actually own your vehicle. With Flex Drive, you get low monthly payments without all the restrictions and hidden costs of leasing, plus all the flexibility and benefits of vehicle ownership. 

 

Flex Drive

Additional Features

  • New and pre-owned vehicles up to five years old qualify

  • Flexible loan terms of up to 72 months

  • No down payment required

  • Annual mileage options up to 18,000 available

  • No security deposit or acquisition fees

  • No early payoff penalty

  • Since the title is in your name you have more options prior to loan maturity and at loan maturity. Including the ability to turn your vehicle in and walk away at the end of the loan term.

  • Refinance your current vehicle loan to reduce your monthly payments with the Flex Drive auto loan program.

  • Enables you to easily upgrade and/or change your vehicle every couple of years!

QUESTIONS?

We're here, talk to us.

Text us anytime, and we’ll get back to you during business hours. Our local team will walk through your questions and get you set up with a reservation or application.

*Message & data rates may apply.

*All loans subject to credit approval and membership eligibility. Your actual APR (Annual Percentage Rate) will be determined at the time of your loan disbursement and will be based on your creditworthiness and other factors, including the collateral age and condition, if applicable. Not all applicants will qualify for the lowest rate. Other terms and conditions may apply.

Google Advertising Policy Disclosures

APR’s starting at 6.49% and will not exceed 17.99%. APRs will vary based on state laws and regulations regarding allowable interest rates, fees, and lengths of loan terms. Your credit history at the time of application, income, debt obligations, and to the extent applicable, prior loan experience with CSCU will be considered in determining eligibility and contract terms. Repayment periods, based on contract terms, credit application/credit report, and the amount of money borrowed, will be set to a maximum of 72 months. Down payments may be required in some cases, and the borrower can elect to begin repayment as early as 1 day, with no prepayment penalties. Closing your loan is contingent upon your agreement to all terms and conditions of the loan agreement.

All loans are subject to credit approval and normal underwriting standards. Minimum and maximum loan amounts, rates, fees, and terms are subject to specific guidelines and may change without notice. All loans are made by CSCU. Available loan amounts may vary.

Loans do not include a processing fee, but a downpayment may be required in some cases.

Flex Drive Personal Lending Examples:

Using a 72-month installment contract, a loan of $55,670 with an interest rate of 6.49% and an APR of 6.49%, you would make 72 monthly payments of $676 and one final payment of $26,054. No pre-payment penalty – pay off, sell, or refinance as early as 1 day, or in this example above, over 72 months.

Using a 72-month installment contract, a loan of $55,670 with an interest rate of 5.49% and an APR of 5.49%, you would make 72 payments of $928.33 and one final payment of $924.13. No pre-payment penalty – pay off, sell, or refinance as early as 1 day, or in this example above, over 72 months.

We use data collected while using this website to offer personalized advertising online via 3rd party vendors, including Google. These 3rd part vendors, including Google, use cookies and/or device identifiers to serve ads based on someone’s past visits to our website. Visitors can opt out of Google’s use of cookies or device identifiers by visiting Google’s Ads Settings or by visiting the Network Advertising Initiative opt-out page or control the use of device identifiers by using your device’s settings.