What can we help you with?
Bank happy with accounts, cards and loans built around you.
Checking that rewards how you spend.
Meet three simple monthly qualifiers and earn more on your everyday checking balance. That’s Spend Smart.
Direct deposit
Have your paycheck land in your account.
Debit card purchases
Use your CSCU debit card for everyday spending.
eStatements
Go paperless with electronic statements.
18 months. 3.95% APY.
Lock in a fixed rate for a year and a half. Open with $500 and know exactly what you’ll earn.
APY = annual percentage yield. Rate effective November 1, 2026 and subject to change before you open a certificate. Minimum deposit of $500 required. The rate is fixed for the term. Dividends compound monthly. A penalty for early withdrawal may reduce your earnings. Membership required.
Your money is safe with us.
Your deposits are insured up to $1,000,000 through a combination of up to $250,000 from the NCUA and up to $750,000 from Excess Share Insurance Corporation (ESI).
Become a member with just $5.
Open a savings account and you’re a CSCU member. You can join if you live, work, worship or attend school in one of these counties, or you’re related to someone who does.
- Walker
- Trinity
- Madison
- Grimes
- Houston
- San Jacinto
- Montgomery
Shop for your next car right here.
Search and compare cars on our site, then finance with CSCU when you find the one.
Perks that come with membership.
Tools to help you understand, protect and grow your money.
Free credit score
See your credit score each month and get tips to improve it with Credit Sense.
Explore Credit SenseFree financial counseling
Talk one-on-one with certified counselors and learn with free courses through GreenPath.
Explore GreenPathInsurance
Auto, home, life and accidental death and dismemberment coverage through TruStage, with $2,000 of AD&D coverage at no cost to you.
Explore insuranceBank your way, any time.
Online and mobile banking
Check balances, move money and deposit checks from anywhere.
Explore online bankingWhat members say.
Real reviews from our members on Google.
“…very helpful, knowledgeable and speedy. Love having the texting service and enjoy working with CSCU.”
T.S., Google review
“Awesome customer service! Friendly neighborhood bankers!”
M.C., Google review
“I've been with this bank for years…love it!”
T.R., Google review
Rooted right here.
As a member-owned credit union, we’re proud to serve and support the communities of Walker, San Jacinto, Trinity, Houston, Madison, Montgomery and Grimes counties.
Bank Happy. Spend Smart. Live Well.
Join the CSCU family today.
Membership eligibility applies. Links to third-party sites are provided as a convenience. CSCU does not manage their content, and their privacy and security policies differ from ours. uChoose Rewards® terms apply. Insurance is not a deposit and is not federally insured or guaranteed by CSCU or any financial institution. TruStage Life and AD&D insurance is issued by CMFG Life Insurance Company and MEMBERS Life Insurance Company. Products and features may vary and may not be available in all states.
Federally insured by NCUA. Deposits are insured up to $1,000,000: up to $250,000 by the NCUA and up to $750,000 by Excess Share Insurance Corporation (ESI). Equal Housing Opportunity.