KEY FEATURES
Get paid up to
2 DAYS
early with direct deposit
Every debit card purchase earns
REWARDS
for cash, merch, or travel
Earn interest with only
$500
minimum balance
Make Your Hard-Earned Money Work for You
Early Payday with Direct Deposit: Get access to your hard-earned money up to 2 days early with direct deposit.
Rewarding Every Purchase: Every swipe of your debit card isn’t just a transaction; it’s an opportunity to earn rewards. Convert your spending into points redeemable for cash, merchandise, travel experiences, and more.
Interest Earnings with Minimal Balance: Start earning interest on balances over $500, a feature unique among checking accounts. And the best part? No penalty for dropping below this balance on most accounts.
24/7 Banking Convenience: Open your account online anytime. Our seamless online and mobile banking services mean your financial management is always just a click away.
Interest on Your Terms: With only a $500 minimum balance, your deposits begin to earn interest, enhancing your financial growth without any hidden fees or minimum balance charges.
No Penalty for Flexibility: Life is unpredictable. That’s why our checking account offers the flexibility of no penalties for falling below the minimum balance on most of our accounts.
YOUR CHECKING FEATURES
| Feature | Specification |
|---|---|
| Minimum to Open | $0 |
| Minimum Balance to Avoid a Fee | $0 |
| Pays Interest | Tiered rates for higher balances |
| Minimum to Earn Interest | $500 |
| Visa Debit Card | Checkmark Sign |
| UChoose Rewards® | Checkmark Sign |
| Online and Mobile Banking | Checkmark Sign |
| CSCU Bill Pay | Checkmark Sign |
| Zelle® | Checkmark Sign |
| Overdraft Protection | Checkmark Sign |
| Courtesy Pay | Checkmark Sign |
| Direct Deposit | Get Paid up to 2 days early |
Join the CSCU Checking Family Today
Becoming a member of the CSCU family is straightforward. If you reside, work, attend school, or worship in Walker, San Jacinto, Trinity, Houston, Madison, Montgomery, or Grimes County, Texas, you’re eligible to join us. Have questions or need guidance? Reach out to us; our Community Service Credit Union team is here to support you every step of the way.
uChoose Rewards
Enroll your cards and earn points on credit card and debit card signature-based transactions!
Shop – Use your debit card for any qualifying online or in-store purchase or to pay bills.
Earn – Earn points when you use your card! Get even more points at participating retailers.
Enjoy – Redeem your rewards for hundreds of options like travel, concerts, gift cards, electronics, and more!
Pay Friends and Family with Zelle®
Person-2-Person payments are an easy, safe, and free way to pay friends and family within minutes. It’s easy to get started. Simply log into your online banking account and enroll in Bill Pay. Once verified, you can access Zelle® through Bill Pay in online or mobile banking. Be sure to know who you pay.
Build your Knowledge of Banking and Finances
If you have questions about investing, owning, or buying a home, helping others with finances or even the basics of owning and managing a small business, we have some fun short learning playlists for you to explore.