Community Service Credit Union

Rates

Loan Rates

Call for loan rates. Rate based on creditworthiness, collateral and term. Discounts may be available.

Loans Products
Effective Date: Thursday, June 29th, 2017
APRMaximum Terms Available
Auto - New and Used 2.24% - 12.99% Up to 96 Months
Boat, Motor, Trailer - New and Used 3.49% - 14.24% Up to 120 Months
Motorcycle - New and Used 3.49% - 14.24% Up to 96 Months
Recreational Vehicle - New and Used 3.49% - 14.24% Up to 120 Months
Other Collateral 3.49% - 14.24% Up to 84 Months
Personal 7.99% - 17.74% Up to 60 Months
Aluminum Horse Trailer with Living Quarters - New and Used 4.24% - 7.49% Up to 180 Months
Land Call for rates  
Line of Credit 9.50% - 17.99%  
Share Secured 4.00% Up to 60 Months
Certificate Secured 2% above collateral certificate rate Up to 60 Months

All loan rates are subject to change.

The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your creditworthiness, the term and collateral offered. Not all collateral can be financed for the maximum term stated.

With the exception of Lines of Credit, Share Secured Loans, and Certificate Secured Loans, you may receive a discount of 0.25% on your Annual Percentage Rate (APR) if you elect to auto pay.

Preferred Rate: With the exception of Lines of Credit, Share Secured Loans, and Certificate Secured Loans, you may receive a discount of 0.25% on your Annual Percentage Rate (APR) if you elect to auto pay.

Savings Rates

Savings
Effective Date: Thursday, June 29th, 2017
$5.00 to open
AmountMinimum to Earn APYRateAPY*

Regular Savings

$0.01 - $99.99 $100 daily 0.000% 0.000%
$100.00 - $2,499.99 $100 daily 0.100% 0.100%
$2,500.00 - $4,999.00 $100 daily 0.100% 0.100%
$5,000.00 - $9,999.99 $100 daily 0.100% 0.100%
$10,000.00 - Above $100 daily 0.100% 0.100%

IRA Savings

Up to $9,999.99   0.100% 0.100%
$10,000.00 - $39,999.99   0.100% 0.100%
$40,000.00 - Above   0.100% 0.100%

Checking
Effective Date: Thursday, June 29th, 2017
AmountMinimum to Earn APYRateAPY*

Basic Plus Checking

up to $499.99 $500 daily 0.000% 0.000%
$500.00 - $2,499.99 $500 daily 0.040% 0.040%
$2,500.00 - $4,999.99 $500 daily 0.040% 0.040%
$5,000.00 - $9,999.99 $500 daily 0.060% 0.060%
$10,000.00 - Above $500 daily 0.070% 0.070%
*APY=Annual Percentage Yield.

Money Market Accounts
Effective Date: Thursday, June 29th, 2017
AmountMinimum to Earn APYRateAPY*

Money Market Account

$2,500.00 - $9,999.99 $2,500 daily 0.250% 0.250%
$10,000.00 - $24,999.99 $2,500 daily 0.300% 0.300%
$25,000.00 - $49,999.99 $2,500 daily 0.300% 0.300%
$50,000.00 - $99,999.99 $2,500 daily 0.350% 0.350%
$100,000.00 and above $2,500 daily 0.400% 0.400%

Commercial Money Market

$2,500.00 - $9,999.99 $2,500 daily 0.250% 0.250%
$10,000.00 - $24,999.99 $2,500 daily 0.300% 0.300%
$25,000.00 - $49,999.99 $2,500 daily 0.300% 0.300%
$50,000.00 - $99,999.99 $2,500 daily 0.350% 0.350%
$100,000.00 and above $2,500 daily 0.400% 0.400%
*APY = Annual Percentage Yield.

Certificates & IRA Certificate Accounts
Effective Date: Thursday, June 29th, 2017
RateAPY*Amount to Open

6 Month Terms

IRA 0.250% 0.250% $1,000.00
Non-IRA 0.250% 0.250% $1,000.00
Mini Jumbo IRA 0.300% 0.300% $40,000.00
Mini Jumbo Non-IRA 0.300% 0.300% $40,000.00
Jumbo IRA 0.350% 0.350% $75,000.00
Jumbo Non-IRA 0.350% 0.350% $75,000.00

12 Month Terms

IRA 0.400% 0.400% $1,000.00
IRA Education 0.400% 0.400% $1,000.00
IRA Roth 0.400% 0.400% $1,000.00
Non-IRA 0.400% 0.400% $1,000.00
Mini Jumbo IRA 0.450% 0.450% $40,000.00
Mini Jumbo Non-IRA 0.450% 0.450% $40,000.00
Jumbo IRA 0.500% 0.500% $75,000.00
Jumbo Non-IRA 0.500% 0.500% $75,000.00

18 Month Terms

IRA 0.400% 0.400% $1,000.00
Non-IRA 0.400% 0.400% $1,000.00

24 Month Terms

IRA 0.550% 0.550% $1,000.00
IRA Roth 0.550% 0.550% $1,000.00
Non-IRA 0.550% 0.550% $1,000.00
Step Rate IRA 0.450% 0.450% $5,000.00
IRA Step Rate Education 0.450% 0.450% $5,000.00
IRA Step Rate Roth 0.450% 0.450% $5,000.00
Step Rate Non-IRA 0.450% 0.450% $5,000.00
Step Rate Plus Non-IRA 0.500% 0.500% $10,000.00

36 Months Terms

IRA 0.700% 0.700% $1,000.00
Non IRA 0.700% 0.700% $1,000.00

48 Months Terms

IRA 1.000% 1.000% $1,000.00
IRA Education 1.000% 1.000% $1,000.00
Non-IRA 1.000% 1.000% $1,000.00

60 Month Terms

IRA 1.110% 1.110% $1,000.00
Non-IRA 1.110% 1.110% $1,000.00

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877.293.3980|250 FM 2821, Huntsville, Texas

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We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

Federally Insured by the National Credit Union Administration.