Community Service Credit Union

Credit Card Options

Transfer your out-of-sight credit card balances down to earth with CSCU's Visa Credit Card. Begin saving money instantly!

With low fixed rates, no application fees, no annual fees, no cash advance fees, and no balance transfer fees, our card is hard to beat.

Interest Rates and Interest Charges Visa® Visa Gold® Visa Platinum®
Annual Percentage Rate (APR) for Purchases Your rate will be based on your creditworthiness. 11.90%  Fixed 8.90%    Fixed 7.99% Fixed
APR for Balance Transfers Your rate will be based on your creditworthiness. 11.90%  Fixed 8.90%   Fixed 7.99%  Fixed
APR for Cash Advances Your rate will be based on your creditworthiness. 11.90%   Fixed 8.90%   Fixed 7.99%   Fixed
Penalty APR and When it Applies N/A
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on retail purchases and/or balance transfers if you pay your entire balance by the due date. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge N/A
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider whenapplying for or using a credit card, visit the web siteof the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.umerfinance.gov/learnmore.
Fees Visa® Visa Gold® Visa Platinum®
Annual Fee N/A N/A N/A
Membership Fee N/A N/A N/A
Transaction Fees
• Balance Transfer N/A
• Cash Advances N/A
• Foreign Transaction Up to 1.0% of each transaction in U.S. Dollars
Penalty Fees
• Late Payment Up to $25.00
• Over-the-Credit-Limit N/A
• Returned Payment Up to $28.00
Other Fees
• Replacement Card $25.00
How We Will Calculate Your Balance: We use a method called "average daily balance" (excluding new purchases).
*An explanation of this method is provided in your account agreement and on the reverse side of each statement.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement and on the reverse side of each statement..

 

ScoreCard Rewards

Credit Card Rewards available on all Card Options

Use your CSCU Credit Card for all purchases and watch how quickly your Bonus Points add up! Then, redeem your points for top merchandise or travel!

  • Over 1,600 awards available
  • Online ordering and shipping is free
  • Domestic and international tickets available
  • Over 100,000 hotels and resorts worldwide

Create your profile and login to begin tracking your points!

Open a Community Service Credit Union Account
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Routing #313185191|Privacy|Disclosures|Site Map |

877.293.3980|250 FM 2821, Huntsville, Texas

Equal Housing Lender National Credit Union Administration
We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

Federally Insured by the National Credit Union Administration.