Loans

New & Used Auto Loans

Get behind the wheels of your dreams with an auto loan from CSCU.

Why Choose CSCU for your Auto Loan?

Easy to

APPLY

Competitive

Rates

Flexible

Terms*

Great Service, Great Rates and Community Impact

Find the perfect loan for your next new or used purchase.

Our loan department is here to serve you so that you can be sure you are getting a low rate and great service. All of our auto loans offer great rates and flexible terms that suit your budget.  

FREQUENTLY ASKED QUESTIONS

I already found the vehicle I want. What information do I need to provide you to purchase and finance it?

We will need the Vehicle Identification Number (VIN) 

Exact Mileage

Name of the Dealership or seller

The purchase order or dealer sales write up

My vehicle is financed somewhere else and I would like to see if I can refinance it with CSCU and save money overall or on my monthly payment.

This can be a great idea.  We provide refinancing and you are welcome to apply.  We will need:

We will need the Vehicle Identification Number (VIN) 

Exact Mileage

The exact 10 day loan payoff

The name of current lienholder

Can being pre-approved help me when shopping for a vehicle.

Being preapproved lets you know ahead of time that you are approved for a loan of a certain amount.  You already know ahead of time what you are approved for and can shop within that budget.   Be sure to let the dealer know you already have your financing approved with CSCU.

Why should I refinance my existing loan with CSCU?

When you refinance your loan, you may have opportunities to lower your interest rate, decrease your car payment, or even pay off your loan faster.  

Can I shop for auto insurance with CSCU?

Yes, CSCU is proud to offer options for auto insurance. To get your no-obligation quote, call 855-483-2149 or visit our TruStage Auto Insurance site.

QUESTIONS?

We're here, talk to us.

Text us anytime, and we’ll get back to you during business hours. Our local team will walk through your questions and get you set up with a reservation or application. 

TEXT: 936-295-3980

Message & data rates may apply. 

*All loans subject to credit approval and membership eligibility. Your actual APR (Annual Percentage Rate) will be determined at the time of your loan disbursement and will be based on your creditworthiness and other factors, including the collateral age and condition if applicable. Not all applicants will qualify for the lowest rate. Other terms and conditions may apply.