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Money Travel Tips
Planning a trip for spring break or summer vacation? The last thing you need while relaxing on a beach, backpacking through Europe, or even spending the day in a neighboring town, is to worry about having access to your money. We asked a seasoned traveler to put together a few tips on what you should do before, during, and after your trip. Keep reading for some great tips.
Yay, you’ve decided where you’re going! Before you go, make sure that you do these two things:
- Alert your financial institution and credit card companies of your travel dates. Whether you decide to use your debit card, credit card, neither card or both cards while traveling, it’s a good idea to let us or your credit card company know. We can make sure that your card doesn’t have any interruptions if you need to use it.
- Program customer service numbers in your cell phone. You may find yourself in an emergency situation, or without access to your card.
- Take cash. If you’re traveling with another person, split the cash between the two of you. You can also split your cash between pockets, or different compartments in your purse or wallet, or store some in your shoes.
- Only take what you need. Men might want to keep their money and valuables in their front pockets. Women should consider carrying a smaller purse with the only the absolute necessities. If you don’t need your passport or ID throughout the day, leave them locked up in your hotel.
- Domestic travelers – don’t forget about Sharedbranch! If you’re staying in the US, you still have access to your CSCU account through Sharedbranch. Make sure you have your ID and account number, then find the nearest location.
- Pay the same way. If you’re going to use your debit card, use just your debit card, and followed by your credit card, and then cash if needed. You may decide to carry cash and only your credit card for emergencies. Pick a paying order, and stick to it, but be sure to have a backup plan in case your payment options are limited.
- Check your statements. Whether you’re using a mobile app, online banking, or paper statements, be sure to go over your account history for the time you were gone. Some transactions take a few days to post, so continue to monitor your account in the days ahead.